:root{--navy:#102e43;--ink:#163447;--green:#c4f568;--muted:#526673;--line:#d9e1e5;--pale:#f0f5f7}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{margin:0;font:16px/1.6 Arial,Helvetica,sans-serif;color:var(--ink);background:white}a{color:inherit;text-underline-offset:5px}button,input,textarea,select{font:inherit}a,button,input,select,textarea{outline-offset:5px}:focus-visible{outline:3px solid #388827}.skip{position:absolute;top:-100px;z-index:10;background:white;padding:15px}.skip:focus{top:0}header{padding:22px 5%;display:flex;align-items:center;justify-content:space-between;gap:30px;background:white;border-bottom:1px solid var(--line)}.brand{text-decoration:none;font-size:25px;line-height:1;letter-spacing:2px;font-weight:800}.brand span{display:block;font-size:11px;letter-spacing:7px;margin-top:9px}nav{display:flex;align-items:center;gap:30px;font-size:14px}nav a{text-decoration:none}nav a:hover{text-decoration:underline}.nav-cta{border:1px solid 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p{margin:0;color:var(--muted)}.table-wrap{overflow:auto}table{border-collapse:collapse;width:100%;text-align:left;min-width:640px}caption{text-align:left;font-size:14px;margin-bottom:14px;color:var(--muted)}th,td{padding:23px 20px;border-bottom:1px solid var(--line);vertical-align:top;font-size:15px}thead{background:var(--navy);color:white}thead th{font-size:13px}tbody th{width:24%;padding-left:0}td{width:38%;color:var(--muted)}.document-note{margin:30px 0 24px;padding:24px;border-left:3px solid #518236;background:var(--pale)}.document-note p{font-size:14px;margin:8px 0 0;color:var(--muted)}.qualification{background:var(--navy);color:white}.qualification .eyebrow{color:var(--green)}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:30px;margin-top:50px}.steps article{border-top:1px solid #49616f;padding-top:20px}.steps span{color:var(--green);font:italic 32px Georgia,serif}.steps h3{font-size:19px;line-height:1.3}.steps p{font-size:15px;color:#cbd7df}.contact{display:grid;grid-template-columns:1fr 1fr;gap:10%}.contact>div>p{max-width:390px}.small{font-size:13px;color:var(--muted)}label{display:flex;flex-direction:column;gap:8px;font-size:14px;font-weight:bold;margin-bottom:20px}input,textarea,select{width:100%;min-width:0;border:1px solid #a9bac5;background:white;padding:12px;border-radius:0;color:var(--ink);font-weight:normal;font-size:16px}textarea{resize:vertical}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:18px}form .button{width:100%}footer{border-top:1px solid var(--line);padding:36px 5%;display:flex;align-items:start;justify-content:space-between;gap:30px}footer p{font-size:13px;margin:0}footer .brand{font-size:20px}footer .brand span{font-size:10px}#contact-details a{overflow-wrap:anywhere}@media(min-width:1500px){header,.hero,.section,footer{padding-left:max(5%,calc((100vw - 1320px)/2));padding-right:max(5%,calc((100vw - 1320px)/2))}}@media(max-width:850px){nav{gap:14px}.nav-cta{display:none}.hero{column-gap:5%}h1{letter-spacing:-2px}.section{padding-top:60px;padding-bottom:60px}.steps{grid-template-columns:repeat(2,1fr)}.partners,.contact{gap:5%}.product{padding:25px}footer{flex-wrap:wrap}.section-heading{align-items:start;flex-direction:column}.section-heading>p{max-width:600px}}@media(max-width:600px){header{padding:20px 6%;align-items:start}.brand{font-size:20px}.brand span{font-size:10px;letter-spacing:5px}nav{gap:12px;flex-wrap:wrap;justify-content:end;font-size:12px;max-width:200px}.hero{display:block;padding:45px 6% 0}.hero-aside{margin-top:44px}.hero-bottom{display:block;margin-top:28px}.hero-bottom span{display:block;padding:3px 0}.hero h1{font-size:57px}.section{padding:55px 6%}.products,.partners,.contact{display:grid;grid-template-columns:1fr;gap:24px}.product h3{min-height:0;margin-top:28px}.steps{gap:24px}.form-row{grid-template-columns:1fr;gap:0}.contact 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/* Phase 2: retain the original palette, proportions, typography and thin rules. */
[hidden]{display:none!important}header{gap:22px;padding:22px 4%;position:relative;z-index:5}header nav{gap:20px;font-size:13px}header>.nav-cta{display:block;text-decoration:none;font-size:12px;white-space:nowrap}.nav-group{position:relative}.nav-group summary{cursor:pointer;list-style:none;white-space:nowrap}.nav-group summary::after{content:' +';color:#4c7254}.nav-group>div{position:absolute;top:30px;left:0;background:white;min-width:240px;border:1px solid var(--line);padding:10px;box-shadow:0 8px 20px #102e4310}.nav-group a{display:block;padding:10px}.review-banner{display:flex;gap:16px;padding:9px 5%;font-size:12px;background:#edf1e9;border-bottom:1px solid var(--line);color:#4c5e47}.review-banner strong{white-space:nowrap}.hero-offer{font-size:24px;line-height:1.25;letter-spacing:-.5px;max-width:510px;margin-top:32px}.hero .intro{font-size:17px}.cta-row{display:flex;gap:16px;align-items:center;flex-wrap:wrap}.hero .cta-row{gap:20px}.hero .button{font-size:14px;gap:12px}.hero-secondary{font-size:14px;color:var(--green)}.hero-disclosure{font-size:12px;color:#bfced6;max-width:500px;margin-top:20px}.trust-bar{gap:20px;flex-wrap:wrap}.trust-bar span::before{content:'·';color:var(--green);margin-right:10px}.evidence-photo{margin:24px 0;display:inline-flex;flex-direction:column;width:calc(50% - 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@media(max-width:1200px){header{flex-wrap:wrap;justify-content:space-between}header nav{order:3;width:100%;justify-content:space-between;gap:14px}header>.nav-cta{display:block}.document-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:850px){.application-grid{grid-template-columns:repeat(2,1fr)}.split,.contact{grid-template-columns:1fr;gap:30px}.split .evidence-photo>div{min-height:230px}.steps{grid-template-columns:repeat(2,1fr)}.document-card dl{grid-template-columns:1fr}.document-card dd{margin-top:-6px}.contact>div>p{max-width:600px}.contact h2{font-size:36px}.hero-offer{font-size:21px}.review-banner{display:block}.review-banner strong{margin-right:10px}}@media(max-width:600px){header nav{max-width:none;gap:14px;justify-content:start;font-size:12px}header>.nav-cta{font-size:11px;padding:10px}.nav-group>div{top:24px}.review-banner{font-size:11px;padding:8px 6%}.review-banner span{display:block}.evidence-photo{width:100%}.evidence-photo+.evidence-photo{margin-left:0;margin-top:0}.evidence-split,.document-grid{grid-template-columns:1fr}.document-card h3{min-height:0}.document-card dl{grid-template-columns:1fr 1.3fr}.document-card dd{margin-top:0}.detail-hero{padding:30px 6% 45px}.detail-hero h1{font-size:43px}.page-tabs{gap:18px}.check-grid{grid-template-columns:1fr}.company-details{grid-template-columns:1fr}.company-details dd{border-top:0;padding-top:0}.hero-offer{font-size:23px}.steps{grid-template-columns:1fr 1fr}.steps h3{font-size:17px}.request-review .button{font-size:13px;gap:10px}.trust-bar{display:flex;gap:10px}.trust-bar span{font-size:12px}.hero .cta-row{align-items:start;flex-direction:column}}@media(max-width:380px){.steps,.application-grid{grid-template-columns:1fr}}
.verified-note{border-left:3px solid var(--acid);padding:1rem 1.2rem;background:rgba(196,245,104,.10);font-size:.96rem}.verified-note span{display:block;font-size:.72rem;letter-spacing:.12em;font-weight:800;margin-bottom:.45rem}.status-verified{display:inline-block;color:#244c34;background:#e7f5db;border:1px solid #bad892;padding:.24rem .48rem;font-size:.72rem;letter-spacing:.04em}.optional{font-size:.72rem;font-weight:500;color:var(--muted);letter-spacing:.03em}.flow-note{grid-column:1/-1;border-top:1px solid var(--line);padding-top:1rem;color:var(--muted)}
.document-policy{max-width:920px;border-left:3px solid var(--navy);padding:14px 18px;background:white;font-weight:600}.document-thumbnail{margin:18px 0 20px;background:var(--pale);border:1px solid var(--line);padding:14px;overflow:hidden}.document-thumbnail img{display:block;width:100%;height:150px!important;object-fit:cover;filter:blur(4px) grayscale(.35);opacity:.66;pointer-events:none;user-select:none}.document-thumbnail figcaption{font-size:11px;line-height:1.4;margin-top:10px;color:var(--muted)}.sample-evaluation{display:grid;grid-template-columns:.9fr 1.1fr;gap:8%;align-items:start}.evaluation-steps{list-style:none;padding:0;margin:0}.evaluation-steps li{display:grid;grid-template-columns:110px 1fr;gap:20px;border-top:1px solid var(--line);padding:18px 0}.evaluation-steps span{color:var(--muted)}#partners .responsibilities article{padding-left:30px;position:relative}#partners .responsibilities article::after{content:counter(flow,decimal-leading-zero);counter-increment:flow;position:absolute;left:0;top:24px;font-size:11px;color:#466653}#partners .responsibilities{counter-reset:flow}
@media(max-width:850px){.sample-evaluation{grid-template-columns:1fr}.document-thumbnail img{height:120px}}

.pending-family{margin-top:28px;border-left:3px solid #819159;padding:18px 22px;background:#eef1e8}.pending-family h3{margin:0 0 8px}.pending-family p{margin:0;color:var(--muted)}.capsule-families{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin:30px 0}.capsule-families article{border-top:2px solid var(--navy);padding:18px;background:white}.capsule-families h3{font-size:20px;margin:0 0 10px}.capsule-families p{font-size:14px;color:var(--muted);margin:0}@media(max-width:850px){.capsule-families{grid-template-columns:1fr 1fr}}@media(max-width:500px){.capsule-families{grid-template-columns:1fr}}

/* Final integration: closed dropdowns must not create invisible hit areas. */
.nav-group:not([open])>div{display:none!important;pointer-events:none!important}
@media(max-width:600px){.nav-group>div{position:static;top:auto;margin-top:8px;min-width:min(240px,84vw);box-shadow:none}.nav-group[open]>div{display:block}}

.pending-family{margin-top:28px;border-left:3px solid #819159;padding:18px 22px;background:#eef1e8}.pending-family h3{margin:0 0 8px}.pending-family p{margin:0;color:var(--muted)}.capsule-families{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin:30px 0}.capsule-families article{border-top:2px solid var(--navy);padding:18px;background:white}.capsule-families h3{font-size:20px;margin:0 0 10px}.capsule-families p{font-size:14px;color:var(--muted);margin:0}@media(max-width:850px){.capsule-families{grid-template-columns:1fr 1fr}}@media(max-width:500px){.capsule-families{grid-template-columns:1fr}}

.pending-family{margin-top:28px;border-left:3px solid #819159;padding:18px 22px;background:#eef1e8}.pending-family h3{margin:0 0 8px}.pending-family p{margin:0;color:var(--muted)}.capsule-families{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin:30px 0}.capsule-families article{border-top:2px solid var(--navy);padding:18px;background:white}.capsule-families h3{font-size:20px;margin:0 0 10px}.capsule-families p{font-size:14px;color:var(--muted);margin:0}@media(max-width:850px){.capsule-families{grid-template-columns:1fr 1fr}}@media(max-width:500px){.capsule-families{grid-template-columns:1fr}}

.pending-family{margin-top:28px;border-left:3px solid #819159;padding:18px 22px;background:#eef1e8}.pending-family h3{margin:0 0 8px}.pending-family p{margin:0;color:var(--muted)}.capsule-families{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin:30px 0}.capsule-families article{border-top:2px solid var(--navy);padding:18px;background:white}.capsule-families h3{font-size:20px;margin:0 0 10px}.capsule-families p{font-size:14px;color:var(--muted);margin:0}@media(max-width:850px){.capsule-families{grid-template-columns:1fr 1fr}}@media(max-width:500px){.capsule-families{grid-template-columns:1fr}}

.pending-family{margin-top:28px;border-left:3px solid #819159;padding:18px 22px;background:#eef1e8}.pending-family h3{margin:0 0 8px}.pending-family p{margin:0;color:var(--muted)}.capsule-families{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin:30px 0}.capsule-families article{border-top:2px solid var(--navy);padding:18px;background:white}.capsule-families h3{font-size:20px;margin:0 0 10px}.capsule-families p{font-size:14px;color:var(--muted);margin:0}@media(max-width:850px){.capsule-families{grid-template-columns:1fr 1fr}}@media(max-width:500px){.capsule-families{grid-template-columns:1fr}}

.pending-family{margin-top:28px;border-left:3px solid #819159;padding:18px 22px;background:#eef1e8}.pending-family h3{margin:0 0 8px}.pending-family p{margin:0;color:var(--muted)}.capsule-families{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin:30px 0}.capsule-families article{border-top:2px solid var(--navy);padding:18px;background:white}.capsule-families h3{font-size:20px;margin:0 0 10px}.capsule-families p{font-size:14px;color:var(--muted);margin:0}@media(max-width:850px){.capsule-families{grid-template-columns:1fr 1fr}}@media(max-width:500px){.capsule-families{grid-template-columns:1fr}}

.pending-family{margin-top:28px;border-left:3px solid #819159;padding:18px 22px;background:#eef1e8}.pending-family h3{margin:0 0 8px}.pending-family p{margin:0;color:var(--muted)}.capsule-families{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin:30px 0}.capsule-families article{border-top:2px solid var(--navy);padding:18px;background:white}.capsule-families h3{font-size:20px;margin:0 0 10px}.capsule-families p{font-size:14px;color:var(--muted);margin:0}@media(max-width:850px){.capsule-families{grid-template-columns:1fr 1fr}}@media(max-width:500px){.capsule-families{grid-template-columns:1fr}}

.pending-family{margin-top:28px;border-left:3px solid #819159;padding:18px 22px;background:#eef1e8}.pending-family h3{margin:0 0 8px}.pending-family p{margin:0;color:var(--muted)}.capsule-families{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin:30px 0}.capsule-families article{border-top:2px solid var(--navy);padding:18px;background:white}.capsule-families h3{font-size:20px;margin:0 0 10px}.capsule-families p{font-size:14px;color:var(--muted);margin:0}@media(max-width:850px){.capsule-families{grid-template-columns:1fr 1fr}}@media(max-width:500px){.capsule-families{grid-template-columns:1fr}}